• Mortgage statement
• Retirement account statements
• Investment statements
• W-2 statements
• Last year’s tax return
• Detailed breakdown of last year’s personal expenses
• Current year personal budget if available
• Bank statements
• Credit card statements
• Student loan statement (if applicable)

Once you have gathered all the information you will need, in one sitting, the Questionnaire takes approximately one to two hours to complete. If you need to take a break or locate additional documents, you can save your work and return at a later time.

No. There is an option to save the Questionnaire as you go. If you need to take a break to find some additional information, the system will automatically save your information and return when you are available next.

Use our chat feature to communicate with us or, if you prefer, you can email us directly with any questions you may have.

Our team of experienced and friendly modeling experts are here to help you create your ideal financial future. We offer one-on-one consultations (via phone, Skype, Zoom or VOIP), written assessments, and forecast reviews to help you fully understand your financial forecast, so you can begin paving your path to financial freedom.

The model is available to you 24/7 and you can make as many changes as you would like during your subscription period.

Yes. Security is our top concern. All LifeLens Financial servers are up-to-date with the latest operating systems to prevent security breaches due to bugs in software. All LifeLens Financial servers are segregated from the internet with only bare minimum access for web applications. All data is stored in the Google Cloud storage infrastructure and is encrypted. At no time is credit card-related data stored or handled directly by LifeLens Financial.

Unlike any other financial forecasting tool on the market, LifeLens has been carefully designed to provide value throughout the year and for the rest of your life. We encourage you to return to LifeLens as your financial situation changes, or whenever you have an important financial decision to make. LifeLens is your trusted resource to help you remain in control of your financial outlook, no matter how your financial circumstances or aspirations evolve over time.

No problem! For $395, our modeling experts are happy to take care of everything—all you have to do is provide us with your information.

Yes. LifeLens allows you to model an unlimited number of renting and homebuying scenarios to help you fully understand the lifelong implications of renting or buying a home. With LifeLens and its 40,000+ calculations on your side, you’ll receive instant insight into the many financial variables that factor into your decision-making. This kind of insight means you’ll never have to guess how purchasing a home will impact your financial livelihood, both as it stands now and as it changes over the course of your life.

LifeLens is an evergreen tool that has been carefully designed to provide value throughout your life. To get the most out of all LifeLens has to offer, we recommend updating your financial details at least once per year, but your frequency is completely up to you.

Yes. By concisely modeling your net worth over the course of your life, LifeLens shows you when you’ll have enough money to comfortably retire. With LifeLens, you decide what a “comfortable” retirement looks like—with the power to model an unlimited number of scenarios, you will know how much you’ll have when you retire at any given age.

Yes. With full, year-to-year financial clarity, you’ll be able to plan your charitable giving with confidence for the rest of your life. By understanding your lifetime net worth, you can even begin planning your estate to ensure that your charitable legacy is 100 percent on your terms.

Yes. The financial clarity provided by LifeLens means you’ll know how much you can spend on a wedding (and/or honeymoon) without breaking the bank. By modeling a wide variety of wedding options, you’ll understand exactly the kind of wedding you can afford so you can enjoy the special day free from financial stress or uncertainty.

Absolutely! We applaud your generous spirit. A LifeLens subscription, or any of our consultation services, may be purchased as a gift for a friend, family member or coworker in your life. Simply select the subscription or consultation service you’d like to gift, and enter the recipient’s information when prompted at checkout.

It is never too early to track your financial plan. The earlier you start, the more time you allow to make decisions that will help you meet goals. The Lifetime Financial model is particularly important for people beginning in their mid-30s to age 65.

Simply create a new model and change your life expectancy to whatever year you desire, and then compare your models.

Yes, LifeLens is designed to help you understand the aftermath of recessions and poor investment returns. Using the modeling tool, reduce the return on your investments by selecting a lower return than you have originally selected. You can also consider a more drastic potential reduction by entering a zero return on investment.

As you are selecting what you think your investment return will average over the rest of your life, we advise that you recognize that some years will produce negative returns and other years will produce significantly positive returns.

Yes—LifeLens helps you understand how your finances will fare during even the worst potential recessions and depressions. Simply create a LifeLens model and reduce your investment portfolio and real estate asset returns to a negative 20%, 30% or even 50% to see the overall financial implications of economic disaster.

Yes, the flexible modeling capabilities of LifeLens allow you to find out how your finances will fare under nearly any event. In the case of the unexpected death of a spouse, you can create a model and remove your spouse’s income from your financial outlook. This will help you understand and be financially prepared for even the worst tragedies.

You can create a new LifeLens model for surprise medical expenses by adding in a large medical expense at whatever year you choose. This will enable you to see the impact it has on your financial picture.

LifeLens can give you insight into the financial implications of social security going away, and its impact on your retirement plans, by creating a new model and eliminating the social security income. The model will then demonstrate the financial impact across the rest of your life.

Yes, LifeLens lets you create a model that includes a cost estimate for whatever type of care you would like to consider. The model also has a provision to include the cost of a senior care facility to help you forecast the cost for your later years of life.

Yes—we advise that you first create a model and pick a future year for a hypothetical disability to occur. Then reduce your income and increase your expenses in that year and subsequent years. This model now shows you the financial impact of your hypothetical disability. Next, create an additional model and include the annual premiums for disability insurance along with the disability income that you would receive.